American Insurance Services





As a life-long resident of Northeast Alabama, Jeremy is recognized as one of the leading insurance agents in the area. His years of experience, finding the perfect insurance provider and writing policies for a huge array of personal and business insurance needs, means that you have a knowledgeable expert working for your best interest.



As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business. Building a long-lasting relationship with our clients is our number one priority.
— Jeremy D. McDonald, CEO

Why an Independent Agent?

More often than not the majority of our prospective clients have no idea there are two very different insurance agency types: CAPTIVE + INDEPENDENT.

  • When dealing with a captive agency the agent is restricted to representing only one company.

  • In an Independent agency, we act as YOUR agents and have tremendous flexibility with many, many companies from which to choose. Most importantly, we represent YOU - the client!

Not all insurance agents are the same! Choosing the right one can make a big difference – both n price, and in service.

With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like American Insurance Services you get choices.

Why? Because independent insurance agencies like ours represent several different insurance companies and can compare coverage and prices to find the best possible value for your individual circumstances.  We’re committed to doing business face-to-face and being your trusted advocate in times of need.



Top 10 reasons why WE should be your onE STOP FOR all OF your INSURANCE needs:

  1. We work for you – START TO FINISH – if you should need to file a claim.

  2. We are not beholden to any one company. This means you don’t have to change agencies, or have multiple agents as your insurance and service needs change. We grow with you.

  3. We are your consultants, working side by side with you helping to determine your needs.

  4. We are value hunters who look after your pocketbook - and find the best combination of price, coverage, and service.

  5. We are your ONE-STOP SHOP – offering the full spectrum of products. Whether you need home, renters, auto, business, or life insurance and Tax-Free Retirement…we’ve got you covered!

  6. We offer free financial reviews annually (or as needed) to ensure that your coverage is adequately keeping up with your changing needs.

  7. We are committed to customer satisfaction – it’s the key to our livelihood. We believe that the best way to get what we want in life, is to help you get what you want in life.

  8. We treat you like a person, not a number.

  9. We are licensed professionals with strong customer and community ties.

  10. There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact American Insurance Services today.

Give us a call at (256) 467-3899, OR Send us a note! 



You can get everything in life you want if you will just help enough other people get what they want.